Legal Disclaimer

Last Updated: March 15, 2025
ciloparion | Financial Research Methods Education

Educational Purpose Statement

The financial research methods, courses, materials, and educational content provided by ciloparion through ciloparion.com are intended solely for educational and informational purposes. Our programs teach research methodologies, analytical frameworks, and educational concepts related to financial markets and investment analysis.

These materials do not constitute financial advice, investment recommendations, or professional consultation services. Students and users should not interpret any educational content as specific guidance for their personal financial decisions or investment strategies.

Important Notice

ciloparion does not provide investment advice, financial planning services, or recommendations regarding specific securities, investment products, or trading strategies. All educational materials are for learning purposes only.

Limitation of Liability

ciloparion, its directors, employees, instructors, and affiliated parties shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Use or inability to use our educational materials or website content
  • Any financial losses resulting from decisions made based on educational content
  • Errors, omissions, or inaccuracies in educational materials or website information
  • Technical interruptions, system failures, or website accessibility issues
  • Third-party content, links, or resources referenced in our educational programs
  • Any investment decisions made by students or users of our educational content

Information Accuracy and "As Is" Provision

While ciloparion strives to provide accurate and current educational content, all materials are provided "as is" without warranties of any kind, either express or implied. We make no guarantees regarding:

The completeness, accuracy, or timeliness of educational content, market data used in examples, or case study information. Financial markets change rapidly, and educational examples may not reflect current market conditions.

ciloparion reserves the right to modify, update, or discontinue educational content without prior notice. Students should verify current market information through appropriate financial data sources when conducting their own research.

Professional Advice Limitations

ciloparion's educational programs do not replace professional financial, legal, tax, or investment advice from qualified professionals. Our instructors and content creators are educators, not licensed financial advisors providing personal consultation services.

Students requiring specific financial guidance should consult with:

  • Licensed financial advisors for investment planning and portfolio management
  • Certified public accountants for tax implications of investment strategies
  • Legal professionals for regulatory compliance and legal matters
  • Australian Securities and Investments Commission (ASIC) licensed professionals for investment advice

Market Risk and Investment Disclaimers

All financial markets involve inherent risks, and past performance does not guarantee future results. Educational case studies and historical examples used in our programs are for learning purposes only and should not be interpreted as predictions or recommendations.

Students must understand that: Investment values can fluctuate significantly, principal amounts may be lost, market conditions can change rapidly affecting investment outcomes, and individual financial situations vary greatly among investors.

Intellectual Property and Usage Rights

All educational materials, course content, methodologies, and proprietary research frameworks provided by ciloparion are protected by intellectual property laws. Students may use materials for personal educational purposes but may not redistribute, resell, or use content for commercial purposes without written permission.

Violation of intellectual property rights may result in legal action and immediate termination of educational program access.

Website and Technical Disclaimers

ciloparion makes no warranties regarding website availability, technical performance, or uninterrupted access to educational materials. Technical issues, maintenance periods, or system updates may temporarily affect access to educational content.

Users are responsible for maintaining appropriate internet connections and compatible devices for accessing online educational materials.

Governing Law and Jurisdiction

This disclaimer and all matters relating to ciloparion's educational services are governed by Australian law. Any disputes arising from the use of our educational materials or services shall be subject to the exclusive jurisdiction of Australian courts.

If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information for Legal Matters

ciloparion Educational Services
62 Cordelia Street, South Brisbane QLD 4101, Australia
Phone: +61 423 311 839
Email: support@ciloparion.com

For questions regarding this disclaimer or legal matters related to our educational services, please contact us using the above information. We respond to legal inquiries within 5-7 business days.

This disclaimer was last revised on March 15, 2025, and applies to all educational materials and services provided by ciloparion through ciloparion.com and associated platforms.